/* FloridaConvLoan — Shared Interior Gold System (CONV-001 Phase 1)
   Editorial navy / cream / gold system matching the homepage.
   Applied to all city landers + blog posts to eliminate template drift. */

:root{
  --navy:#0a1f3d; --navy-deep:#06152b; --ink:#0f1a2e;
  --gold:#c9a449; --gold-deep:#a5862e; --gold-soft:#e8d191;
  --paper:#f4ede1; --paper-light:#faf6ec; --paper-deep:#ebe2cf;
  --muted:#5a6478; --line:#cdc4b0;
  --green-apply:#1f7a3a; --green-apply-dk:#155827; --green-apply-lt:#2d8a4a;
  --display:'Fraunces',Georgia,'Times New Roman',serif;
  --sans:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,sans-serif;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:90px;-webkit-text-size-adjust:100%}
html,body{background:var(--paper)}
body{
  font-family:var(--sans); color:var(--ink); font-size:17px; line-height:1.65;
  -webkit-font-smoothing:antialiased;
  background-image:radial-gradient(rgba(120,90,40,0.025) 1px,transparent 1px),radial-gradient(rgba(120,90,40,0.015) 1px,transparent 1px);
  background-size:3px 3px,7px 7px; background-position:0 0,1px 1px;
}
body.drawer-open{overflow:hidden}
img,svg{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
button{cursor:pointer;border:none;background:none;font:inherit;color:inherit}
.container{max-width:1180px;margin:0 auto;padding-inline:clamp(20px,5vw,40px)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ---------- Header / Nav ---------- */
header{position:sticky;top:0;z-index:200;background:rgba(244,237,225,0.92);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
header .nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:74px}
.logo{display:flex;flex-direction:column;justify-content:center;line-height:1.1;flex-shrink:0}
.logo-mark{font-family:var(--display);font-weight:600;font-size:23px;color:var(--navy);letter-spacing:-0.01em}
.logo-mark em{font-style:italic;color:var(--gold-deep)}
.logo-sub{font-size:10px;letter-spacing:0.12em;text-transform:uppercase;color:var(--muted);margin-top:2px}
header nav ul{display:flex;align-items:center;gap:26px;list-style:none}
header nav a{font-size:14px;font-weight:500;color:var(--ink);line-height:1.2;transition:color .15s}
header nav a:hover{color:var(--gold-deep)}
.nav-right{display:flex;align-items:center;gap:18px;flex-shrink:0}
.phone-cluster{text-align:right;line-height:1.15}
.phone-cluster .label{font-size:10px;letter-spacing:0.12em;text-transform:uppercase;color:var(--muted)}
.phone-cluster .num{font-family:var(--display);font-weight:600;font-size:19px;color:var(--navy);white-space:nowrap}
.btn-apply-nav{display:inline-flex;flex-direction:column;align-items:center;justify-content:center;background:var(--green-apply);color:#fff;font-weight:700;font-size:14px;line-height:1.05;padding:11px 20px;border-radius:8px;text-align:center;box-shadow:0 2px 8px rgba(31,122,58,.25);transition:transform .12s,box-shadow .12s,background-color .12s;min-height:44px}
.btn-apply-nav:hover{background:var(--green-apply-dk);transform:translateY(-1px);box-shadow:0 6px 16px rgba(31,122,58,.35)}
.btn-apply-nav .sub{font-size:10px;font-weight:500;letter-spacing:0.04em;opacity:.9;text-transform:uppercase}
.nav-burger{display:none;flex-direction:column;justify-content:center;gap:5px;width:44px;height:44px;align-items:center}
.nav-burger span{display:block;width:24px;height:2px;background:var(--navy);border-radius:2px;transition:.2s}

/* ---------- Mobile drawer ---------- */
.drawer-backdrop{position:fixed;inset:0;background:rgba(6,21,43,.55);opacity:0;visibility:hidden;transition:opacity .25s,visibility .25s;z-index:300}
.drawer-backdrop.open{opacity:1;visibility:visible}
.mobile-drawer{position:fixed;top:0;right:0;height:100%;width:min(86vw,340px);background:var(--paper-light);z-index:400;transform:translateX(100%);transition:transform .28s cubic-bezier(.4,0,.2,1);display:flex;flex-direction:column;box-shadow:-10px 0 40px rgba(6,21,43,.25);overflow-y:auto}
.mobile-drawer.open{transform:translateX(0)}
.drawer-head{display:flex;align-items:center;justify-content:space-between;padding:20px 22px;border-bottom:1px solid var(--line)}
.drawer-brand{font-family:var(--display);font-weight:600;font-size:20px;color:var(--navy)}
.drawer-brand em{font-style:italic;color:var(--gold-deep)}
.drawer-close{font-size:30px;line-height:1;color:var(--navy);width:40px;height:40px}
.drawer-nav{display:flex;flex-direction:column;padding:14px 22px 28px}
.drawer-nav a{padding:11px 0;font-size:15px;color:var(--ink);border-bottom:1px solid rgba(205,196,176,.5)}
.drawer-nav a:hover{color:var(--gold-deep)}
.drawer-section{font-size:11px;letter-spacing:0.14em;text-transform:uppercase;color:var(--muted);margin-top:18px;padding-bottom:4px;font-weight:600}
.drawer-cta{background:var(--green-apply);color:#fff !important;font-weight:700;text-align:center;border-radius:8px;padding:14px 16px !important;margin-bottom:10px;border-bottom:none !important;display:flex;flex-direction:column;gap:2px}
.drawer-cta span{font-size:11px;font-weight:500;opacity:.9}
.drawer-call{background:var(--navy);color:#fff !important;font-weight:700;text-align:center;border-radius:8px;padding:13px 16px !important;margin-bottom:6px;border-bottom:none !important}
.drawer-foot{margin-top:auto;padding:18px 22px;font-size:11px;color:var(--muted);border-top:1px solid var(--line)}

/* ---------- Article / typography ---------- */
.inner-main,main{display:block}
.article-wrap,.article-shell{max-width:760px;margin:0 auto;padding:56px clamp(20px,5vw,40px) 24px}
.post-hero{background:var(--navy);color:var(--paper-light);padding:64px 0 56px}
.post-hero .container{max-width:820px}
.post-hero__eyebrow,.eyebrow{font-size:12px;letter-spacing:0.18em;text-transform:uppercase;color:var(--gold-soft);font-weight:600;margin-bottom:18px}
.post-hero__title,.article-h1{font-family:var(--display);font-weight:600;line-height:1.08;letter-spacing:-0.01em;color:#fff;font-size:clamp(30px,5vw,50px)}
.post-hero__meta,.byline{margin-top:18px;font-size:14px;color:var(--gold-soft)}
.breadcrumb{font-size:12px;letter-spacing:0.06em;text-transform:uppercase;color:var(--muted);margin-bottom:22px}
.breadcrumb a{color:var(--muted);border-bottom:1px solid var(--line)}
.breadcrumb .cur{color:var(--gold-deep)}
.article-lead,.lede{font-size:20px;line-height:1.6;color:var(--ink);margin:0 0 26px;font-weight:400}
article h2,.prose h2{font-family:var(--display);font-weight:600;font-size:clamp(24px,3.4vw,32px);color:var(--navy);line-height:1.18;margin:44px 0 14px;letter-spacing:-0.01em}
article h3,.prose h3{font-family:var(--display);font-weight:600;font-size:21px;color:var(--navy);margin:30px 0 10px}
article p,.prose p{margin:0 0 18px;font-size:17px;line-height:1.7;color:#20293c}
article ul,article ol,.prose ul,.prose ol{margin:0 0 20px 22px;line-height:1.7}
article li,.prose li{margin-bottom:9px}
article a,.prose a{color:var(--gold-deep);border-bottom:1px solid var(--gold-soft);transition:color .15s}
article a:hover,.prose a:hover{color:var(--navy)}
article strong{color:var(--ink)}
article table,.prose table{width:100%;border-collapse:collapse;margin:24px 0;font-size:15px;background:var(--paper-light);border:1px solid var(--line);border-radius:8px;overflow:hidden}
article th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-size:13px;letter-spacing:0.02em}
article td{padding:11px 14px;border-top:1px solid var(--line);color:#20293c}
article tbody tr:nth-child(even) td,article tr:nth-child(even) td{background:rgba(233,226,207,.35)}
.article-disclaimer,article .article-disclaimer{font-size:13px;color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin-top:36px;line-height:1.6}
.article-disclaimer a{color:var(--gold-deep)}
hr{border:none;border-top:1px solid var(--line);margin:34px 0}

/* Legacy fintech table wrappers kept readable */
.table-wrap,.apex-table-wrap{overflow-x:auto}
.savings-box,.winner-box,.dollar-example{background:var(--paper-light);border:1px solid var(--line);border-radius:12px;padding:24px;margin:26px 0}
.savings-box__label{font-size:12px;letter-spacing:0.12em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.savings-box__amount{font-family:var(--display);font-weight:600;font-size:26px;color:var(--navy);margin-bottom:8px}
.savings-box__sub{font-size:14px;color:#20293c;line-height:1.6}

/* ---------- GOLD TRUST STACK (restyled to navy/cream/gold) ---------- */
.gold-mod{padding:52px 0;border-top:4px solid var(--gold)}
.gold-mod .gold-inner{max-width:860px;margin:0 auto;padding-inline:clamp(20px,5vw,40px)}
.gold-mod--ai{background:var(--navy)}
.gold-mod--ai *{color:var(--paper-light)}
.gold-mod--ai .gold-kicker{color:var(--gold-soft)}
.gold-mod--ai h3{color:#fff}
.gold-mod--conv{background:var(--navy-deep)}
.gold-mod--conv *{color:var(--paper-light)}
.gold-mod--conv .gold-kicker{color:var(--gold-soft)}
.gold-mod--related{background:var(--paper-deep)}
.gold-kicker{font-family:var(--sans);font-size:12px;letter-spacing:0.2em;text-transform:uppercase;color:var(--gold-deep);font-weight:700;margin-bottom:14px}
.gold-mod h2{font-family:var(--display);font-weight:600;font-size:clamp(24px,3.4vw,32px);line-height:1.12;margin:0 0 18px;letter-spacing:-0.01em}
.gold-mod--conv h2,.gold-mod--ai h2{color:#fff}
.gold-mod--related h2{color:var(--navy)}
.gold-mod h3{font-family:var(--display);font-weight:600;font-size:19px;margin:26px 0 10px}
.gold-mod p{font-size:16px;line-height:1.7;margin:0 0 14px}
.gold-mod ul{margin:0 0 18px 20px;line-height:1.7}
.gold-mod li{margin-bottom:9px}
.gold-advice{border-left:4px solid var(--gold);padding-left:16px;font-style:normal}
.gold-cta{display:inline-flex;flex-direction:column;align-items:center;justify-content:center;background:var(--green-apply);color:#fff !important;font-weight:700;font-size:15px;line-height:1.1;padding:15px 30px;border-radius:9px;margin-top:10px;box-shadow:0 3px 10px rgba(31,122,58,.3);transition:transform .12s,box-shadow .12s,background-color .12s;min-height:48px;text-align:center}
.gold-cta:hover{background:var(--green-apply-dk);transform:translateY(-1px);box-shadow:0 8px 20px rgba(31,122,58,.4)}
.gold-cta span{font-size:11px;font-weight:500;opacity:.9;text-transform:uppercase;letter-spacing:0.04em}
.gold-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin:18px 0 30px}
.gold-card{border:1px solid rgba(232,209,145,.35);border-radius:10px;padding:18px 20px;background:rgba(255,255,255,.04)}
.gold-card .q{font-family:var(--display);font-weight:600;color:var(--gold-soft);font-size:15px;margin-bottom:6px}
.gold-steps{list-style:none;margin:16px auto 30px;padding:0;max-width:600px}
.gold-steps li{display:flex;gap:13px;align-items:flex-start;margin-bottom:14px}
.gold-steps .n{flex:none;width:28px;height:28px;border:2px solid var(--gold);color:var(--gold-soft);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:14px;border-radius:50%}
.gold-checks{border:2px solid var(--gold);border-radius:12px;padding:24px 26px;max-width:520px;margin:0 auto 28px}
.gold-checks div{display:flex;align-items:center;gap:10px;margin-bottom:11px;font-size:14px}
.gold-checks div:last-child{margin-bottom:0}
.gold-checks svg{flex:none;color:var(--gold-soft)}
.gold-related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.gold-related-card{display:block;border:1px solid var(--line);border-radius:10px;padding:18px 20px;background:var(--paper-light);transition:transform .12s,box-shadow .12s}
.gold-related-card:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(6,21,43,.12)}
.gold-related-card .rk{display:block;font-size:10px;letter-spacing:0.18em;text-transform:uppercase;color:var(--gold-deep);font-weight:700;margin-bottom:6px}
.gold-related-card .rt{display:block;font-family:var(--display);font-weight:600;color:var(--navy);font-size:17px;line-height:1.25}
.gold-review{background:var(--paper-deep);border-top:1px solid var(--line);border-bottom:1px solid var(--line);font-size:13px;color:var(--muted);padding:14px 0}
.gold-review .container{display:flex;flex-wrap:wrap;gap:10px;align-items:center;max-width:820px}
.gold-review strong{color:var(--navy)}

/* ---------- Footer ---------- */
footer{background:var(--navy-deep);color:var(--paper-deep);padding:48px 0 40px;margin-top:0}
footer .top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;padding-bottom:26px;border-bottom:1px solid rgba(205,196,176,.2)}
footer .brand{font-family:var(--display);font-weight:600;font-size:22px;color:#fff}
footer .brand em{font-style:italic;color:var(--gold-soft)}
footer .links{display:flex;flex-wrap:wrap;gap:8px 22px;max-width:640px}
footer .links a{font-size:13px;color:var(--paper-deep);transition:color .15s}
footer .links a:hover{color:var(--gold-soft)}
footer .compliance{padding-top:22px;font-size:12px;line-height:1.7;color:#9aa7bd}
footer .compliance strong{color:var(--paper-light)}

/* ---------- Responsive ---------- */
@media (max-width:900px){
  header nav,.phone-cluster{display:none}
  .nav-burger{display:flex}
  header .nav{min-height:64px;gap:12px}
  .nav-right{gap:10px}
}
@media (max-width:600px){
  html,body{overflow-x:hidden;max-width:100vw}
  body{font-size:16px}
  header .container{padding-inline:16px}
  .nav-right{gap:8px}
  .btn-apply-nav{padding:8px 12px;font-size:12px;min-height:40px}
  .btn-apply-nav .sub{font-size:8px}
  .logo-mark{font-size:19px}
  .logo-sub{font-size:9px}
  .article-wrap,.article-shell{padding-top:40px}
  .post-hero{padding:48px 0 40px}
  article h2,.prose h2{margin-top:34px}
  .gold-mod{padding:40px 0}
  .gold-review .container{font-size:12px}
}
@media (max-width:380px){
  .btn-apply-nav{padding:7px 10px;font-size:11px}
  .logo-sub{display:none}
}