Editorial and Corrections Policy
Ownership, sourcing, review and correction standards for the Florida Mortgage Knowledge Base.
Accountable review
Joseph “Joe” Pistone, NMLS 2087918, owns editorial review. Entries identify their review date and distinguish education from a property- and borrower-specific lending decision.
Intent ownership
Each consumer question has one preferred canonical URL in a maintained registry. Existing pages are strengthened before a near-duplicate is created. Florida pages must add Florida property-cost, insurance, flood, condo, tax or transaction relevance where the subject calls for it.
Sources and claims
Controlling or primary sources—CFPB and eCFR, FHFA, Fannie Mae, Freddie Mac and Florida public agencies—are preferred. Material claims are linked near the relevant explanation. Lender overlays are not presented as universal agency rules. Rates and results are not invented or promised.
Corrections and review cadence
Time-sensitive entries are reviewed when authoritative rules change and at least quarterly. Material corrections update the visible review date and the change log. To report an issue, use the contact path on the site and identify the page, statement and supporting source.
Change log
- August 27, 2026: Established the public policy, intent registry and source-review record; added Loan Estimate and rate/APR/points cornerstones; repaired hub discovery and mobile navigation.